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Does Your Homeowners Insurance Cover Fire Damage? Protect Your Home Against Common Causes of House Fires State Farm Shant Karnikian did a double take as he flipped through a prospective client's home insurance policy. The attorney representing Los Angeles residents who lost their homes in last year's firestorm noticed something Is Smoke Damage Covered by Insurance? Callender Bowlin Does Home Insurance Cover Fire Caused By Cigarette
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