how do insurance companies know if you use tobacco Smoking Affects Your Health Premiums Life Insurance for Smokers: How
Life Insurance for Smokers: How to Find Affordable Coverage IIf you start smoking after purchasing an insurance policy, your existing coverage will generally remain valid, and your claims wont be automatically rejected. However, insurance companies expect Top 5 Life Insurance Questions Smokers Ask Is your life insurance company cool with marijuana? MarketWatch The lawsuit says employees who smoke were given a "tobacco surcharge" on health insurance.
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