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Future returns for MO shareholders are expected to be 10.6%-12.6% over the long run, consisting of: 3.6% dividend yield 5%-7% EPS growth 2% share buybacks This returns could be reduced by valuation contraction (MO currently trades for 21.6x earnings, higher than historical averages)

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At the Big H store on Atomic Road at East Buena Vista, employee James Frazier said many customers are "just trying to figure out which name goes with which flavor." Smith said the brand changes have been the biggest complaint from customers

8.3 If there is a Reserve: (a) it may only be changed with the written consent of the Company although the Company may at its own discretion consent to an oral request for a reduction (but not an increase)